Term Insurance

Affordable coverage for specific situations – Mortgages, business leases, or just protection until the kids are old enough.

Other advantages include the Renewable and Convertible features that offer guaranteed insurability later in life, when you need it most!

Critical Illness Insurance

The most important protection for any self employed individual. A lump sum payment to help you over the financial hurdles of a prolonged illness. Return of premium rider can make this free coverage. If you don’t make a claim, you get your money back! Ask me about it!

Health Insurance

If you do not have coverage through a group plan, a personal healthcare plan could keep you from worrying about health and dental costs that occur on a regular basis. Many options and strategies available in this area.

Disability Insurance

Also known as “paycheque insurance”. A monthly payment in times of illness or injury. Also very important coverage for self-employed people.

Travel/visitors Insurance

Possibly the best bang for your buck. An illness or accident abroad could seriously impact your finances for a lifetime. The right coverage can protect you from a devastating loss.